Key Highlights of HDFC Diners ClubMiles Credit Card
- A premium travel card with best-in-class air miles program.
- Redeem reward points for air miles through miles exchange program.
- Free airport lounge visits to both domestic and international airports.
- Dining discounts at partner outlets.
HDFC Diners ClubMiles Credit Card Features and Benefits
Welcome gift:
- As a welcome gift, you will get 1,000 reward points, which will be credited once the joining fee is paid.
- Also, for every card renewal, you can earn 1,000 reward points as a renewal bonus. However, the bonus is not applicable if the fee is waived off.
Annual fee waiver:
- The annual fee on the card will be waived off if you spend Rs.1 lakh or more in a year.
Travel benefits:
- Book air tickets across more than 150 airlines and hotel rooms from a wide choice of hotels listed at hdfcbankdinersclub.in and enjoy special benefits.
- Enjoy 6 complimentary visits per year to 25+ domestic lounges in India and 700+ lounges worldwide.
- Exchange HDFC credit card reward points for air miles with leading airlines.
- Avail a complimentary insurance cover that protects you and your family.
- Air accident coverage worth Rs.1 crore.
- Emergency medical expenses coverage worth up to Rs.25 lakh.
- Credit liability coverage worth Rs.9 lakh.
- Travel insurance coverage worth up to Rs.55,000 in case of loss or delay of baggage.
Reward points programme:
Reward points on Diners ClubMiles Credit Card are powered by the Miles Exchange Program.
- You can earn 4 reward points on every Rs.150 spent on the card.
- Reward points can be redeemed for air miles with partner airlines and hotels including British Airways, Jet Airways, Singapore Airlines, Trident Hotels, and Club Vistara.
- 1 reward point = 1 air mile.
- Reward points can also be redeemed for gifts and vouchers from HDFC’s exclusive Rewards Redemption Catalogue.
- Points can also be exchanged for an air ticket or hotel bookings at HDFC Bank Diners Club website. (1 reward point = Re.0.50)
Lifestyle privileges:
- You can enjoy a discount of 15% and other benefits at some of the finest restaurants in your city.
- Get assistance for your travel needs by booking a concierge, which is available 24/7.
HDFC Diners ClubMiles Credit Card Limit
The limit of the HDFC Bank Diners ClubMiles Credit Card will be assigned at the discretion of the bank. HDFC Bank conducts a thorough check on the primary applicant’s credit score, credit report and other factors before assigning a credit limit. The applicant’s repayment habits of past and ongoing debts will also play a major factor in this part of the procedure.
HDFC Diners ClubMiles Credit Card Fees and Charges
| Type of Fee/charge | Amount |
| Joining fee | Rs.1,000 |
| Annual fee | Rs.1,000 |
| Interest rate | 3.49% per month |
| Cash withdrawal fee | 2.5% of the withdrawn amount or Rs.500 |
| Rewards redemption fee | Rs.99 |
| Late payment charges |
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| Outstation cheque processing charge |
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| Cash processing fee | Rs.100 |
| Over limit charges | 2.5% of the over-limit amount (minimum Rs.500) |
| Reissue of lost, stolen or damaged card | Rs.100 |
| Foreign currency transaction fee | 3.5% |
| Payment return charges | 2% of payment amount (minimum Rs.450) |
Eligibility Criteria and Documents Required
The HDFC Diners ClubMiles Card is offered by the bank to both salaried and self-employed individuals. The eligibility criteria are different for both the type of customers.
For salaried individuals
- The applicant must be aged between 21 and 60 years
For self-employed individuals
- The applicant must be aged between 21 and 65 years.
Documents Required
- Address Proof
- Ration Card
- Voter ID
- Passport
- Aadhaar card
- Proof of Identity
- Driving License
- Aadhaar card
- Passport
- Income Proof
- Salary Slip
- Form 16
- IT Returns
The list mentioned above is indicative. The bank may ask for additional documents as and when required during the application procedure.
How to Apply for HDFC Diners ClubMiles Credit Card Online
Apply for Diners ClubMiles Credit Card online by visiting HDFC Bank website directly. Alternatively, you can also apply through BankBazaar to enjoy partner benefits.
Follow the steps mentioned below to apply for the card through BankBazaar.
- Click the ‘Check Eligibility’ button on the page and establish your eligibility for the card.
- If you’re eligible, you will find the ‘Apply Now’ button.
- Click on it and enter the necessary details before submitting it.
- You would then be prompted to upload the documents. Upload the same and click on ‘Submit’.
You will receive the application number on your registered mobile number once you successfully submit the application. You can use the same number to check the status of your credit card application by clicking ‘Track Application’ on the website.
FAQs on HDFC Diners ClubMiles Credit Card
- Is the reward rate different for HDFC Diners ClubMiles and Diners Club Rewardz?Yes, the reward rates that the cardholder is eligible for is different for both the credit cards offered by HDFC.
- What is the minimum age requirement for availing the card?An individual must be of minimum 18 years of age.
- Do I pay for availing additional cards?No, you can avail add-on cards without paying any fee.
- What is the reward redemption fee?For each reward redemption request, you would be charged Rs.99.
- Is the card available only for salaried individuals?No, it is available for both salaried and self-employed individuals.
