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What is Home Loan ?
Any amount of money borrowed from a bank or an NBFC for the purchase, expansion, or construction of a home at a certain fixed or floating rate of interest, payable in EMI or Equated Monthly Instalment over an agreed period, is termed as a Home Loan. The property remains as security with the lender for the term or period of the loan. You may avail a home loan for purposes such as:
Purchase of Residential Property
Acquisition of Land
Home Construction
Home Expansion
Home Renovation
Balance Transfer
Eligibility criteria*
Below are the housing loan eligibility criteria for the individuals:
Nationality should be Indian.
Minimum age: 21 years and Maximum age: 65 years (Salaried) and 70 years (Self-employed).
Minimum income: Rs 15000 per month (Salaried) and Rs. 12000 (Self-employed).
CIBIL score should be 750 or above.
Co-applicant should be family member (If applicable).
Documents required
If you are eligible for home loan, check below the documents required:
KYC documents (Aadhar card / Voter’s ID / Passport / PAN card).
Last 3 months salary slip (Salaried) and Business profile (Self-employed)
Processing Fee and CERSEI cheques.
Signature proof.
Get Quick Home Loans
Make registration page and send mails to tazaloans@gmail.com