Fuel Your Business with
Business Loans

Growth • Expansion • Working Capital • Equipment Finance

Key Highlights

Up to ₹5 Crore

Professional service with expert guidance

Quick Processing

Professional service with expert guidance

Flexible Repayment

Professional service with expert guidance

Collateral Free Options

Professional service with expert guidance

Up to 7 Years Tenure

Professional service with expert guidance

From 11.99% Interest

Professional service with expert guidance

Why Choose Our Business Loan?

Experience the best-in-class financial solutions designed for your success

High Loan Amount
Working capital loans for daily business operations and cash flow management
Equipment financing
Equipment financing for machinery, technology, and infrastructure upgrades
High Loan Amount
Business expansion funding for new locations, product lines, or market entry
Flexible Terms
Flexible repayment terms from 12 months to 84 months based on business needs
Collateral-free options
Collateral-free options available for established businesses with good credit
Quick Processing
Quick approval process with dedicated business relationship managers
Competitive Rates
Competitive interest rates with transparent fee structure
Overdraft facilities
Overdraft facilities and revolving credit options available
Special schemes
Special schemes for women entrepreneurs and startup businesses
Balance transfer
Balance transfer facility from other financial institutions

Eligibility Criteria

Check if you meet our simple eligibility requirements

Age Requirement
Business vintage: Minimum 3 years of profitable operations
Business Turnover
Annual turnover: Minimum ₹40 lakhs for manufacturing, ₹25 lakhs for trading/services
Credit Score
Credit score: Minimum 700 CIBIL score for business and promoters
Profitability: Requirement
Profitability: Consistent profits for last 2 years with positive net worth
Age Requirement
Age of promoters: 25 to 65 years with relevant business experience
Legal Requirement
Legal status: Proprietorship, Partnership, Private/Public Limited Company

Available Loan Types

Choose the option that best fits your needs

Working Capital
Working Capital Loans - For inventory, raw materials, and operational expenses
Term Loans
Term Loans - For expansion, equipment purchase, and infrastructure development
Equipment Finance
Equipment Finance - For machinery, vehicles, and technology upgrades
Invoice Discounting
Invoice Discounting - For immediate cash flow against pending invoices
Letter Of
Letter of Credit - For import/export trade financing requirements
Bank Guarantee
Bank Guarantee - For tender participation and contract execution
Business Cards
Overdraft Facility - For flexible credit line based on business needs
MSME Loans
MSME Loans - Special schemes for micro, small, and medium enterprises

Simple 4-Step Process

Get your business loan approved in just 4 easy steps

01
Apply Online
Fill out our simple online application form with your basic details and requirements
02
Document Upload
Upload required documents through our secure portal with bank-grade encryption
03
Quick Verification
Our expert team verifies your application and documents within 24 hours
04
Instant Approval
Get approved and receive funds directly in your bank account

Documents Required

Simple documentation process with minimal paperwork

Business Registration Certificate (Partnership Deed/MOA & AOA/Shop Act License)

Valid government-issued documents
Recent and authentic copies
Self-attested photocopies

GST Registration Certificate and latest GST returns (6 months)

Valid government-issued documents
Recent and authentic copies
Self-attested photocopies

Audited Financial Statements for last 2-3 years (P&L, Balance Sheet)

Valid government-issued documents
Recent and authentic copies
Self-attested photocopies

Bank Statements of business current account for last 12 months

Valid government-issued documents
Recent and authentic copies
Self-attested photocopies

Income Tax Returns of business for last 2-3 years with computation

Valid government-issued documents
Recent and authentic copies
Self-attested photocopies

Identity & Address Proof of all Directors/Partners/Proprietors

Valid government-issued documents
Recent and authentic copies
Self-attested photocopies

Board Resolution for loan application (for companies)

Valid government-issued documents
Recent and authentic copies
Self-attested photocopies

Project report and cost estimates (for expansion/equipment loans)

Valid government-issued documents
Recent and authentic copies
Self-attested photocopies

Property documents (if offering collateral security)

Valid government-issued documents
Recent and authentic copies
Self-attested photocopies

Existing loan statements and NOCs (if any)

Valid government-issued documents
Recent and authentic copies
Self-attested photocopies

Trade License and other regulatory approvals

Valid government-issued documents
Recent and authentic copies
Self-attested photocopies

Insurance policies of business assets and key personnel

Valid government-issued documents
Recent and authentic copies
Self-attested photocopies

Frequently Asked Questions

Get answers to common questions about our business loan

What is the minimum and maximum loan amount?
The loan amount ranges from ₹50,000 to ₹25 lakhs, depending on your eligibility and income profile.
How long does the approval process take?
Our approval process is designed to be quick and efficient. Most applications are processed within 24-48 hours of document submission.
What are the interest rates?
Interest rates start from 10.99% per annum and vary based on your credit profile, loan amount, and tenure.
Can I prepay my loan?
Yes, you can prepay your loan partially or fully at any time. There are no prepayment charges after 12 months.
What is the maximum repayment tenure?
The repayment tenure can be up to 5 years (60 months), giving you flexibility to choose EMIs that suit your budget.

Ready to Get Started?

Join thousands of satisfied customers who have achieved their financial goals with our business loan solutions.

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