Drive Your Dreams with
Vehicle Loans

Car • Bike • Commercial Vehicle • Used Vehicle

Key Highlights

Car & Bike Loans

Professional service with expert guidance

From 7.25% Interest

Professional service with expert guidance

Up to 7 Years Tenure

Professional service with expert guidance

Up to 100% Funding

Professional service with expert guidance

Commercial Vehicles

Professional service with expert guidance

Insurance Included

Professional service with expert guidance

Get Started Today

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Why Choose Our Vehicle Loan?

Experience the best-in-class financial solutions designed for your success

New and

New and used vehicle financing for cars, bikes, and commercial vehicles

High Loan Amount

Up to 100% on-road price funding including insurance and registration

Flexible Terms

Flexible repayment tenure from 12 months to 84 months

Quick Processing

Quick approval and disbursal process with minimal documentation

Competitive Rates

Competitive interest rates starting from 7.25% for new vehicles

Special schemes

Special schemes for women borrowers and senior citizens

Quick Processing

Tie-ups with major automobile dealers for instant approvals

Competitive Rates

Comprehensive motor insurance at discounted rates

Part payment

Part payment and foreclosure facility with minimal charges

Balance transfer

Balance transfer facility from other financial institutions

Extended warranty

Extended warranty and maintenance packages available

GPS tracking

GPS tracking and security solutions for commercial vehicles

Eligibility Criteria

Check if you meet our simple eligibility requirements

Age Requirement

Age: 21 to 65 years for salaried, 25 to 70 years for self-employed

Income Criteria

Income: Minimum ₹20,000 monthly for two-wheelers, ₹25,000 for cars

Employment Status

Employment: Minimum 1 year total experience with current employer

Credit Score

Credit Score: Minimum 650 CIBIL score for competitive interest rates

Identity Verification

Driving License: Valid driving license for appropriate vehicle category

Down Requirement

Down Payment: 10-20% of vehicle cost as own contribution

Vehicle Categories

Choose the option that best fits your needs

Car Loans

New Cars - Hatchback, Sedan, SUV, MUV from all major manufacturers

Car Loans

Used Cars - Pre-owned vehicles up to 5 years old with proper documentation

Two Wheeler Loans

Two Wheelers - Motorcycles, Scooters, and Electric vehicles

Car Loans

Commercial Vehicles - Trucks, Buses, Taxis, and Goods carriers

Equipment Finance

Construction Equipment - JCB, Cranes, and other heavy machinery

Equipment Finance

Agricultural Vehicles - Tractors and farming equipment

Car Loans

Electric Vehicles - Cars, bikes, and commercial EVs with special rates

Car Loans

Luxury Vehicles - Premium cars and bikes with customized financing

Simple 4-Step Process

Get your vehicle loan approved in just 4 easy steps

Apply Online

Fill out our simple online application form with your basic details and requirements

Document Upload

Upload required documents through our secure portal with bank-grade encryption

Quick Verification

Our expert team verifies your application and documents within 24 hours

Instant Approval

Get answers to common questions about our vehicle loan

What is the minimum and maximum loan amount?

The loan amount ranges from ₹50,000 to ₹25 lakhs, depending on your eligibility and income profile.

How long does the approval process take?

Our approval process is designed to be quick and efficient. Most applications are processed within 24-48 hours of document submission.

What are the interest rates?

Interest rates start from 10.99% per annum and vary based on your credit profile, loan amount, and tenure.

Can I prepay my loan?

Yes, you can prepay your loan partially or fully at any time. There are no prepayment charges after 12 months.

What is the maximum repayment tenure?

The repayment tenure can be up to 5 years (60 months), giving you flexibility to choose EMIs that suit your budget.

Drive Your Dreams with Vehicle Loans

Car & Bike Loans

From 7.25% Interest

Up to 7 Years Tenure

Up to 100% Funding

Commercial Vehicles

Insurance Included

Get Started Today

Why Choose Our Vehicle Loan?

Eligibility Criteria

Vehicle Categories

Simple 4-Step Process

Documents Required

Identity Proof (Aadhar Card/Passport/Voter ID/Driving License)

Address Proof (Utility Bills/Rent Agreement/Property Documents)

Income Proof (Salary slips for 3 months/ITR for 2 years)

Employment Proof (Offer Letter/Employment Certificate/Business Registration)

Bank Statements (Salary/Current account for 3-6 months)

Vehicle Quotation/Proforma Invoice from authorized dealer

Vehicle Registration Certificate (for used vehicles)

Insurance Documents (Existing policy for used vehicles)

PAN Card and Form 16 (for tax benefits and verification)

Passport Size Photographs (2 recent photographs)

Co-applicant documents (if applicable)

Existing loan statements (if any vehicle loans running)

Business documents (for commercial vehicle loans)

Driving License (valid and appropriate category)

Frequently Asked Questions

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Drive Your Dreams with
Vehicle Loans