Build Your Dream
Home

Purchase • Construction • Renovation • Balance Transfer

Key Highlights

Up to ₹10 Crore

Professional service with expert guidance

From 8.50% Interest

Professional service with expert guidance

Up to 30 Years Tenure

Professional service with expert guidance

Tax Benefits Available

Professional service with expert guidance

Property Insurance

Professional service with expert guidance

Up to 90% Funding

Professional service with expert guidance

Why Choose Our Home Loan?

Experience the best-in-class financial solutions designed for your success

High Loan Amount
Home purchase loans for ready-to-move and under-construction properties
High Loan Amount
Home construction loans for building your dream home on owned land
High Loan Amount
Home renovation and improvement loans for existing property upgrades
Competitive Rates
Balance transfer facility from other banks with attractive interest rates
High Loan Amount
Top-up loans for additional funding against existing home loan property
Flexible Terms
Flexible repayment tenure up to 30 years with affordable EMIs
Quick Processing
Tax benefits under Section 80C (principal) and Section 24(b) (interest)
Competitive Rates
Competitive interest rates starting from 8.50% per annum
Up to
Up to 90% financing of property value with minimal down payment
Free property
Free property valuation and legal verification services
Minimal Documentation
Doorstep documentation and processing facility available
Special schemes
Special schemes for women borrowers, senior citizens, and first-time buyers

Eligibility Criteria

Check if you meet our simple eligibility requirements

Age Requirement
Age: 21 to 65 years at loan maturity (up to 70 years for certain cases)
Income Criteria
Income: Minimum ₹25,000 monthly for salaried, ₹3 lakhs annual for self-employed
Employment Status
Employment: Minimum 2 years total experience, 1 year with current employer
Credit Score
Credit Score: Minimum 650 CIBIL score required for competitive rates
Property: Requirement
Property: Clear title, approved by local authorities, within city limits
Down Requirement
Down Payment: Minimum 10-20% of property value as own contribution

Available Loan Types

Choose the option that best fits your needs

Construction Loans
Home Purchase Loan - For buying ready-to-move or under-construction homes
Construction Loans
Home Construction Loan - For constructing house on owned/purchased land
Home Improvement
Home Improvement Loan - For renovation, extension, or repair of existing home
Construction Loans
Plot Purchase Loan - For buying residential land for future construction
Balance Transfer
Balance Transfer - For transferring existing home loan from other banks
Top-up Loan
Top-up Loan - Additional funding against existing home loan property
Term Loans
Bridge Loan - Short-term financing for buying new home before selling old one
NRI Home
NRI Home Loan - Special schemes for Non-Resident Indians

Tax Benefits Available

Save money with these tax deductions

Section 80C Benefits
Section 80C: Deduction up to ₹1.5 lakhs on principal repayment
Section 24(b) Benefits
Section 24(b): Deduction up to ₹2 lakhs on interest payment
Section 80E Benefits
Section 80EE: Additional ₹50,000 deduction for first-time home buyers
Section 80E Benefits
Section 80EEA: Extra ₹1.5 lakhs deduction for affordable housing
No Tax Benefits
No tax on notional rent for self-occupied property
Capital Gains Benefits
Capital gains exemption under Section 54 on property sale

Simple 4-Step Process

Get your home loan approved in just 4 easy steps

01
Apply Online
Fill out our simple online application form with your basic details and requirements
02
Document Upload
Upload required documents through our secure portal with bank-grade encryption
03
Quick Verification
Our expert team verifies your application and documents within 24 hours
04
Instant Approval
Get approved and receive funds directly in your bank account

Documents Required

Simple documentation process with minimal paperwork

Identity Proof (Aadhar Card/Passport/Voter ID/Driving License)

Valid government-issued documents
Recent and authentic copies
Self-attested photocopies

Address Proof (Utility Bills/Rent Agreement/Property Documents)

Valid government-issued documents
Recent and authentic copies
Self-attested photocopies

Income Documents (Salary slips for 3 months/ITR for 2 years)

Valid government-issued documents
Recent and authentic copies
Self-attested photocopies

Employment Proof (Offer Letter/Employment Certificate/Business Proof)

Valid government-issued documents
Recent and authentic copies
Self-attested photocopies

Bank Statements (Salary account for 6 months/Current account for 12 months)

Valid government-issued documents
Recent and authentic copies
Self-attested photocopies

Property Documents (Sale Deed/Agreement to Sell/Allotment Letter)

Valid government-issued documents
Recent and authentic copies
Self-attested photocopies

Approved Building Plan and Sanctioned Plan from Municipal Authority

Valid government-issued documents
Recent and authentic copies
Self-attested photocopies

No Objection Certificate (NOC) from Builder/Society

Valid government-issued documents
Recent and authentic copies
Self-attested photocopies

Property Tax Receipts and Utility Bills of the property

Valid government-issued documents
Recent and authentic copies
Self-attested photocopies

Valuation Report from approved valuers

Valid government-issued documents
Recent and authentic copies
Self-attested photocopies

Insurance Documents (Property and Life Insurance)

Valid government-issued documents
Recent and authentic copies
Self-attested photocopies

Form 16 and PAN Card (Mandatory for tax benefits)

Valid government-issued documents
Recent and authentic copies
Self-attested photocopies

Co-applicant documents (if applicable)

Valid government-issued documents
Recent and authentic copies
Self-attested photocopies

Existing loan statements and clearance certificates (if any)

Valid government-issued documents
Recent and authentic copies
Self-attested photocopies

Frequently Asked Questions

Get answers to common questions about our home loan

What is the minimum and maximum loan amount?
The loan amount ranges from ₹50,000 to ₹25 lakhs, depending on your eligibility and income profile.
How long does the approval process take?
Our approval process is designed to be quick and efficient. Most applications are processed within 24-48 hours of document submission.
What are the interest rates?
Interest rates start from 10.99% per annum and vary based on your credit profile, loan amount, and tenure.
Can I prepay my loan?
Yes, you can prepay your loan partially or fully at any time. There are no prepayment charges after 12 months.
What is the maximum repayment tenure?
The repayment tenure can be up to 5 years (60 months), giving you flexibility to choose EMIs that suit your budget.

Ready to Get Started?

Join thousands of satisfied customers who have achieved their financial goals with our home loan solutions.

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